Assured Solutions GOLD
A traditional reimbursement product that can be customized to meet the client’s specific needs.
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Assured Solutions GOLD |
| Maximum Lifetime Benefit |
- Maximum monthly benefit multiplied by 2, 3, 4, 6, or 8 year benefit period or
- Lifetime
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| Maximum Monthly Benefit |
|
| Cash Benefit |
- 40% of home health care maximum monthly benefit
- Option to increase to 50%
|
| Elimination Period (Calendar day) |
- 0, 30, 60, 90, 180, 365 days
- Cash benefit - 0 days
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| Inflation Protection Options |
- Lifetime (5% compounded annually)
- Lifetime (5% simple)
- 20 years (5% compounded annually)
- 2x, 3x, 4x maximum increase (5% compounded annually)
- Compound Inflation with Guaranteed Buy-up Option (4.5%, 4%, 3.5%, 3%)
- No inflation protection with future purchase option
|
| Optional Benefits |
- Spouse shared care
- Spouse waiver of premium
- Spouse survivorship
- Spouse security
- Non-forfeiture shortened benefit period
- Premium payment options
- Extended Rate Guarantee (6-10 years)
- Return of Premium
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| Premium Allowances |
- Spouse (35%)
- Preferred (15%)
- Married (15%)
- Two-person household (10%)
- Association Group (5%)
- Medicare supplement (5%)
- Producers (5%)
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Benefits and features may vary by state.
Log in to Sales Professional Access for additional information.
