Mutual of Omaha’s LTCi products allow you to sell the way you prefer.

• Prepackaged policies offer ease and simplicity
• Customizable policies can be tailored to a client’s specific situation
• A niche product focuses on our unique cash benefit and empowers policyholders to determine how best to spend policy benefits
• New multi-life programs are designed to attract younger buyers

All products contain unique benefits and features you may not find from other companies, including:

• Cash benefit with no elimination period
  All policies contain a built-in cash benefit option that, when elected, makes cash available in advance each month.
  • Depending on the policy, pays from 35 to 50 percent of the home health care maximum monthly benefit
  • No elimination period to satisfy to qualify for cash
  • Cash can be used any way the client chooses without having to submit receipts for reimbursement
  • Clients have the flexibility to switch to traditional reimbursement benefits at any time as the need for care increases (the policy’s elimination period will apply for reimbursement benefits)
    
    
  
  
• Modified guaranteed issue underwriting on multi-life programs
  All multi-life policies offer a modified guaranteed issue underwriting program – something you won’t find from any other company.
  • Ease of a short-form application
  • Only three insurability questions
  • Available with employer-paid programs
  • Just 10 eligible and participating employees to qualify
  
  

And all are backed by the strength of the Mutual of Omaha name.

Note:

• United LTCi Solutions not available in NY
• Mutual Care Plus and United LTCi Solutions not available in CA